Systems Change & Policy Translation

We improve how small business programs work in practice—by identifying recurring barriers and piloting administrative process improvements with implementers and community partners.

Implementation, Not Legislation

Barriers usually aren’t about a lack of resources—they’re about how systems operate in practice: requirements that don’t match business reality, verification steps that create dead ends, timelines that don’t work, and handoffs between organizations that break down. The focus here is administrative and operational improvement—changes that implementers can test within existing authority.

What Happens Here

Map the real pathway businesses experience (from awareness → application → review → decision → follow-through) and document common failure points.

Turn patterns into practical, implementer-ready options: what can change, who controls it, and what “better” would look like.

Test one improvement with an implementer partner (city ops, a funder, a CDFI, or an intermediary) and track what changes.

Document the pilot into reusable tools (checklists, clearer guidance, workflow steps) so others can adopt it without starting from scratch.

What Gets Improved

Eligibility Pathways

Clear routes for microbusiness access.

Clarify who qualifies and where flexibility exists. Create a workable pathway so eligible businesses don’t stall.

Documentation Options

Requirements that match business reality.

Reduce unnecessary documentation hurdles where possible. Offer acceptable alternatives that still protect program integrity.

Verification & Review

Consistent steps and decision rules.

Simplify verification and make review criteria easier to understand. Improve consistency so outcomes feel predictable and fair.

Timelines & Updates

Faster clarity at each step.

Improve timelines, status updates, and next-step guidance. Help businesses know what’s happening and what to do next.

Partner Handoffs

Fewer dead ends between organizations.

Strengthen handoffs between city staff, funders, CDFIs, and TA providers. Reduce drop-offs caused by unclear referrals or mismatched readiness expectations.

Plain-Language Guidance

Make complex processes understandable.

Translate requirements into clear, usable guidance. Reduce back-and-forth and increase completion rates.

Current Focus Areas

Early pilots focus on removing the most common dead ends businesses hit across city processes, funders, CDFIs, and intermediaries.
P1
Star Grant (St. Paul)
Working with Saint Paul leaders and implementers to map where businesses get stuck in the STAR pathway and identify improvements that can be made within existing authority.
P2
Access Pathway Alignment
Clarifying handoffs between TA providers, funders/CDFIs, and city processes so businesses don’t hit a dead end after the first step.
P3
Practical Tools
Developing plain-language checklists, templates, and workflow guides that reduce back-and-forth and help businesses complete requirements.

Current Focus: STAR (St. Paul)

Why This Focus

Saint Paul has shown it can move resources quickly with low administrative burden. But the STAR pathway is strongest for capital improvements and can create barriers for businesses facing immediate disruption.
Common friction points

What’s Happening Now

We’re mapping the STAR pathway end-to-end and working with city leaders and implementers to identify improvements that can be made within existing authority.
Early improvements being scoped

Output: A short implementation memo + practical tools (checklists/guidance/workflow steps) that partners can adopt.

Have You Experienced a Barrier?

If a city process, funder requirement, or CDFI pathway created a dead end for a business, share what happened. Patterns help identify what needs redesign—and what can change within existing authority.

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